Powerful Innovative Payment Solutions
Customizable and Reliable Payment Processing to Keep Your Cash Flow Moving
Get Your Business Moving Faster Than Ever With Cutting-Edge Payment Processing
- Accept Mobile Payments
- Upgraded Website Payments
- Email Invoicing
- Pos Systems
- Easy Payments in Store
- Fast Approval and Funding
- Secure EMV Chip Technology
- Competitive Low Rates
- No
Long Term Contracts - Enjoy Revenue Growth
- Email Invoicing
- POS Systems
- Top Tier Customer Support
Industry Solutions – For Any Business Type
Retail
Restaurants
Jewerly 
Hotels/
Wireless/ Mobile
Phone/ 
Internet MerchantsIntroducing Payco Card – Why Choose Us?
How Payco Card Improves Your Business
Quick Fund Access
Have you struggled with slow payment processing in the past or are worried that funds won’t be available? We know the immense value of quick funding of our business customers and strive to provide it to them. We assure next day funding so your cash is right there in your hands as soon as it comes in.
No Long Term Commitments
We don’t force you or tie you into a long-term agreement for any of our payment processing solutions. We deliver the results you want without forcing you to be with us for a certain timeframe. In other words, we let our service speak for itself.
Modern Retail and Online Solutions
Get a reliable, low-cost, fast and secure storefront terminals to stay competitive and keep your operation moving. Or utilize our online payment processing solutions to make your life easier. Integrate it all into a comprehensive and sensible payment processing system.
Expand Your Mobile Payment Processing
If your business is ever on the move, or if you need to take payments while traveling, our mobile payment processing can elevate your accessibility. Growth-seekers and innovative business leaders utilize our mobile payment systems to their advantage. Make your business more flexible than ever.
Responsive Customer Support
We offer customized and responsive customer support during those times when you need it the most. We know problems can happen. Our team cares about your daily needs and your cash flow. Whether you need general assistance or are facing technical issues, we are always here to help.
Transparent and Low Rates
We don’t hide our costs in additional fees, escalating rates, and penalties that can eat away at your profits over time. We lay it all right out upfront and set our rates to be among the lowest in the industry, so you can make more informed decisions about your budget and cash flow.
Merchant Account Questions
How to I apply for a merchant account?
Applying for a merchant account with Payco Card is easy. Simply call us at our toll free 1-844-472-9264 Or fill out info on APPLY NOW interface on website and an agent will call you right away to go over our program and help get you started.
How long before I can start accepting credit cards?
Most merchant can be approved the same day they submit their application. If application is submitted for review later on in the business day, it can be approved the following business day.
When do my transactions get funded?
PayCo Card offers NEXT DAY FUNDING for all of our merchants depending on what time of the day the transaction is processed. As long as a transaction is processed before bank closing time, you will have the funds in your account the very next business day.
International Credit Cards
PayCo Card wants to get everyone approved and has a very high ratio of approval even with bad credit. We also work with high risk merchant accounts in an effort to get them approved as well. Every account is considered and can be worked with on an individual basis. We understand that every problem has a solution and we work hard to find it and help you move forward.