How do I apply for a merchant account?

Applying for a merchant account with Payco Cards is easy. Simply call us at our toll free # 1-844-472-9264 Or fill out info on APPLY NOW page and an agent will call you right away to help get you started.

How long before I can start accepting credit cards?

Most merchant can be approved the same day they submit their application. If application is submitted for review later on in the business day, it can be approved the following business day.

What types of merchants does Payco Card approve?

Payco Card approves traditional risk and high risk accounts for most any retail & online business of any volume. We also work with high risk banks that will assume higher risk for merchants when needed.

Can I be approved if I have bad credit or no credit?

Payco Card wants to get everyone approved and has a very high ratio of approval even with bad credit. We also work with high risk banks that would easily consider approving you. Every account is considered and can be worked with on an individual basis.

What if I need help with my account?

Payco Card has a 24/7 customer support line that can assist immediately or you can email the agent that set you up and they will help walk you through your issue.

When do my transactions get funded?

Payco Card offers NEXT DAY FUNDING for most of our merchants depending on what time of the day the transaction is processed.

What type of terminal or equipment do I need and can it be purchased anywhere?

When setting up your account with Payco Card, we will discuss with you and determine what your needs are and we will recommend equipment options. We will most likely give you the best pricing on equipment and back it up with service. The equipment can be purchased anywhere and we can program it for FREE.

Need Help? Call Us 24/7:

1-844-4PAYCO4 (1-844-472-9264)

Enter Email Below to Download Free Merchant
Processing Guide