Phone/ Mail Order
Merchant Accounts

Phone / Mail Order

Payco Card can easily assist you with setting up a way to accept phone and mail order transactions from your customers or even a way to send a payment link via email. These card-not-present transactions require a special type of merchant account due to the increased risk involved with not physically holding or seeing a credit card in hand. Most processing companies take advantage of this and will add penalties and very high rates for these type of transactions. Payco Card will create a secure way for you to accept these transactions at the guaranteed lowest rates possible and that’s why you should partner up with a company like us.

Payco Card has industry leading solutions to help you accept phone and mail order transactions through a software that is connected to your PC or an online server where you can manually type in the credit information for approval or a physical terminal that will allow you to key in the credit card information manually as well.

Connecting a website to the payment processing network is extremely difficult and typically beyond the expertise of most online merchants. Instead merchants connect to a payment gateway which provides the infrastructure needed to accept fast and secure transmission of payment data. A gateway or virtual terminal would manage the routing of transactions the same way your physical terminal would in a retail storefront environment however it would use the internet instead. Payment gateways provide the merchant with the ability to accept a credit card transaction on a website, over the phone or even via email by sending an email payment link to a customer. A virtual terminal can be used anywhere an internet connection is available and would provide PCI compliance and utmost security needed for all merchants. Below you will find a few of the many reputable payment gateways that Payco Card works with, if you do not see a specific gateway or looking for a different one , please call us to inquire within because chances are we have just what you need.